Features
Instant tracking & quick add
Capture purchases automatically or add a transaction in just a few taps. Sumi logs, categorizes, and converts amounts so your records are always current without the hassle.
Apple Pay capture
Auto-log purchases made with Apple Pay; Sumi categorizes them in the background.
Quick manual entry
Add a new expense or income in seconds using a compact entry flow.
Smart categorization
AI assigns appropriate categories so you spend less time organizing.
Budgets, insights & AI help
Set overall or per-category budgets and get clear, actionable insights from Sumi’s AI. Ask questions, get saving tips, or request a breakdown of where your money goes.
Personalized budgets
Create limits and see progress at-a-glance to avoid surprises.
AI-driven advice
Chat with Sumi for tailored saving strategies, spend analysis, or to log transactions by conversation.
Charts & trends
Daily averages, income vs spending, and category breakdowns to inform decisions.
Travel-ready tracking & recurring payments
Track foreign transactions automatically and never miss another subscription charge. Sumi converts foreign charges to your main currency and logs recurring bills each cycle.
Auto-convert currencies
Foreign charges are converted to your primary currency using up-to-date rates.
Subscription detection
Identify and track recurring payments so you know what’s renewing.
Recurring logging
Create recurring payments once and Sumi logs them automatically every billing cycle.
